Tuition is priced per credit. To calculate the tuition for a course, you multiply the per-credit tuition by the total number of credits per course, unless the total number of course contact hours is greater than the total number of credits. In such cases, the tuition is instead multiplied by the total number of contact hours. Note: Tuition for all undergraduate programs is the same whether you live in Massachusetts or out-of-state. Tuition for all online graduate courses is also the same whether your live in-state or out-of-state.
For financial aid and scholarship information, visit http://www.uml.edu/financialaid/
Summer 2021 Tuition
|Per Credit / Contact Hour|
|Undergraduate Face-to-Face Courses||$340.00|
Undergraduate Online Courses
(Except Undergraduate Online Business* Courses)
|Undergraduate Online Business* Courses||$385.00|
Graduate Online Courses
(Except Graduate Online Business*, IT, Engineering and Education Courses)
|Graduate Online Business* Courses||$655.00|
|Graduate Online IT and Engineering Courses**||$590.00|
|Graduate Online Education Courses||$470.00|
|Graduate On-Campus / Virtual Courses||View Here|
*Applies to courses with the following prefixes: ACCT, BUSI, ENTR, FINA, MGMT, MKTG, MIST, POMS offered through the Manning School of Business
|Registration Fee per Term||$30.00|
|Late Fee for Nonpayment||$50.00|
|Fee for Undergraduate Degree Application||$60.00|
|Fee for Graduate Degree and Certificate Applications (for all programs except Francis College of Engineering)||$50.00|
|Fee for Graduate Degree and Certificate Applications, Francis College of Engineering Programs||$75.00|
For more information please visit the UMass Lowell Solution Center.
The University of Massachusetts Lowell is no longer directly accepting cash, credit cards or debit cards for payment of student tuition, and fees, room and board (if applicable).
The University has secured the services of Flywire to process all credit card/debit card transactions. Flywire accepts MasterCard, VISA, Discover or American Express. There will be a 2.5% non-refundable convenience fee assessed to each credit card/debit card transaction. Visit UMass Lowell's Solution Center website for additional Payment Options information.
Credit cards are no longer accepted over the phone or via the remit portion of the student invoice. The following payment options are also available for paying a student's tuition and fee bill:
Students will be permitted to attend class and to utilize facilities only after they have cleared all their financial obligations to the University. In addition, student transcripts and diplomas will not be released until all debts have been paid.
All students are advised that the University uses the services of collection agencies authorized under the Commonwealth's Master Service Agreement. Students with a prior semester balance who are not enrolled for the current semester and are referred to a collection agency are held liable for all associated collection fees, which may be substantial.
Courses offered through Online & Continuing Education (OCE) are not covered by your undergraduate day school student tuition and fees. In registering for OCE courses, you will be charged separate OCE tuition and fees in addition to your full-time day student tuition and fees.
Directed Studies, Departmental exams, Practicums, Internships, Applied Music Lessons, etc. are considered Special Programs and, as such, tuition remission and, credits/waivers, and certificates of eligibility cannot be accepted.
The Division of Online & Continuing Education (OCE) accepts tuition credits (formerly known as tuition waivers). Tuition credits vary by category. The chart below is a summary of tuition credits for some categories. For questions concerning tuition credits, eligibility requirements or university financial aid, please email the Solution Center at TheSolutionCenter@uml.edu. Please note that not every online course through the Division of Online & Continuing Education is eligible for tuition credits. Tuition credits are also not available for blended, off-campus, directed studies, departmental exams, practicums and internships.
A tuition credit form is required for each academic semester attended and must be submitted prior to or during the semester to which the tuition credit will be applied. Retroactive tuition credits will not be honored.
Additional requirements for tuition credits can be found at the Massachusetts Department of Higher Education website at https://www.mass.edu/osfa/programs/programs.asp. For questions concerning tuition credits, eligibility requirements or university financial aid, please email the Solution Center at TheSolutionCenter@uml.edu.
|Categorical Tuition Credits (MA Department of Higher Education)||Full-Time UG - Day**||Full-Time GR - Day***||OCE In Person UG||OCE In Person GR||OCE Online UG and GR|
|Clients of Mass Rehab/Commission for the Blind*||$727/sem, $1454/year||0%||100% Tuition||0%||0%|
|Native American*||$727/sem, $1454/year||0%||100% Tuition
|Senior Citizens*||$727/sem, $1454/year||0%||100% Tuition||0%||0%|
|Veterans*||$727/sem, $1454/year||$818.64/sem, $1637.28/yr||100% Tuition||100%||0%|
|Other Tuition Credits||Full-Time UG - Day**||Full-Time GR - Day***||OCE In Person UG||OCE In Person GR||OCE Online UG and GR|
|DCF Adopted Children*||$727/sem, $1454/year||0%||0%||0%||0%|
|DCF Foster Children*||$727/sem, $1454/year||0%||0%||0%||0%|
|John and Abigail Adams*||$727/sem , $1454/year||0%||0%||0%||0%|
|Stanley Koplick Certificate of Mastery*||$727/sem, $1454/year||0%||0%||0%||0%|
*All requirements must be met in order to receive a tuition credit. This includes but is not limited to the following:
** Additional requirements for these tuition credits can be found on the MA Department of Higher Education's Office of Student Financial Assistance website: http://www.mass.edu/osfa/programs/programs.asp.
*** Full-time GR is based on 9 credits. Tuition credits will be applied up to a maximum of 12 credits at the rate of $1091.50/sem or $2183/yr.
OCE = Online & Continuing Education
UG = Undergraduate
GR = Graduate
We invite all veterans to contact the Office of Veterans Services at 978-934-2461 or Veterans@uml.edu for information on VA benefits and state veterans credits/waivers. Credits/waivers must be requested by students matriculated in an undergraduate or graduate degree program through the Office of Veterans Services. Merit- and need-based assistance grants for online courses may be available to veterans who are presently enrolled in undergraduate degree and certificate programs.
Senior citizens (60 years or older) who are Massachusetts residents may attend in-person classes in the Division of Online & Continuing Education undergraduate credit programs tuition-free provided they are matriculated in a degree or certificate program. Proof of Massachusetts residency (i.e., MA state taxes, mortgage statement, letter from Town or City Hall or voter's registration) and birth date, a copy of Massachusetts driver's license and an Application for Massachusetts Categorical Tuition Credits must be provided annually at the time of registration.
All students using company direct payment, military plans, state tuition credits/waivers, or veterans' credits/waivers must mail original authorization forms to UMass Lowell, Student Financial Services Office, University Crossing, 220 Pawtucket Street, Suite M30, Lowell, MA 01854-5110. Copies and/or faxes of tuition credits/waivers cannot be honored. Students receiving company reimbursement must prepay their own tuition. The University does not honor company reimbursement contingent upon grades.
Students who withdraw from the University or drop all of their courses during the add/drop period will receive a 100% adjustment to tuition and fees for the semester except for the following:
Please note: There are no adjustments to tuition and fee charges if students withdraw or drop classes after the add/drop period of the academic semester.
Student records will be cleared and appropriate refunds will be awarded, only after outstanding University bills (library fines, parking fines, etc.) are paid and all University-owned property is returned. If debts remain unpaid, students' academic permanent records will not be released and students will not be readmitted to the University.
Great News! You can now have refunds from UMass Lowell deposited directly into your bank account. For detailed instructions visit: http://www.uml.edu/thesolutioncenter/money/Refunds/directdeposit.aspx. Scroll down and select "Enroll in Direct Deposit" in SIS.
All matriculating, undergraduate students, regardless of credit hours, and all matriculating graduate students enrolled in nine or more credit hours will be charged for health insurance. All matriculating international students, regardless of credit hours, are required to accept a Student Health Insurance Plan. This does not apply to students who are taking all of their program online. If the student has at least one on-campus course, and has enough total credits to be full-time, they are eligible for health insurance. Students who have comparable health insurance may apply on SIS to waive the charge. Please see the Student Financial Services website and the Health Services website at http://www.uml.edu/thesolutioncenter/bill/health-insurance.aspx for additional information. Please note that all students who withdraw from or drop all of their classes within the first 31 days (calendar days) of the academic semester are not allowed to be enrolled in the University student health insurance plan. Students taking only online courses will not be eligible for the student insurance.
Financial aid is available for students who qualify. Financial aid consists of grants, scholarships, loans, student employment, credits/waivers, reimbursement programs, and other financial arrangements. Students must be matriculated in an eligible degree or certificate program and be enrolled in courses required for that program to receive financial aid. To apply for financial aid, students must complete the Free Application for Federal Student Aid (FASFA), available online at www.fafsa.ed.gov.
Financial aid is applied to students charges following the end of the add/drop period.
Students who withdraw from the University after receiving financial aid will be reviewed to determine the amount of financial aid the student earned prior to withdrawing. Students who withdraw may be required to return some or all financial aid. For more information about financial aid eligibility, please go to www.uml.edu/financialaid/.
The University of Massachusetts Lowell must obtain your correct social security number (SSN) to file certain information returns with the IRS as well as to furnish a statement to you. The returns the University must file contain information about qualified tuition and related expenses (Form 1098-T, Tuition Payments Statement). The information about your tuition will help to determine whether you, or the person who can claim you as a dependent, may take an education tax deduction.
For additional information on Financial policies and procedures, see http://www.uml.edu/Tuition-fees/
Please note that the tuition and fees are subject to change. Every effort has been made to ensure the accuracy of the information in this website. However, Online & Continuing Education reserves the right to make changes of any nature in its program, calendar, procedures and standards, degree requirements and academic schedules (including without limitations, changes in course content and class schedules), locations, tuition, and fees. Whenever possible, appropriate notice of such changes will be given before they become effective. When changes are necessary, Online & Continuing Education exerts reasonable efforts to provide comparable or substantially equivalent instructional services and facilities for those originally designated. However, OCE assumes no liability for failure to deliver or for delay in delivering such services (including those in support of academic functions or student life) when the causes for such failure or delay are beyond the reasonable control of Online & Continuing Education – which causes include, without limitation, the following: power failure, fire, accident, natural disaster, work slowdown and strikes, loss of personnel, and acts of public authorities. In registering for courses, each student assumes full responsibility for knowledge of and compliance with the definitions, regulations, and procedures for the University as set forth in the appropriate publications and bulletins.
Our academic and program advisors are available to help you with your questions!
Email Continuing_Education@uml.edu for assistance, or call our Advising Center at 800-480-3190.
See links at the bottom of this page for technical assistance with your online course.