Transfer Credits

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Transfer Credits

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Speed Up Your Degree Progress

Undergraduate Credits

Did you know that we accept up to 90 credits toward your bachelor's program and 36 credits toward your associate's?

Associates Degree

Associate's Degree Holders

If you've graduated with an associate's degree from a regionally accredited college, you can apply credits you already earned towards a bachelor's degree. Check out our Transfer Dictionary to learn how courses from other institutions transfer to UMass Lowell and see our articulation agreements with other schools.

International Credits

International Credits

If you have earned college credits outside the U.S., don't let them go to waste. World Education Services (WES) will evaluate your previous academic record as part of the transfer process. Note: Foreign language transcripts require a certified English translation.

Military Credits

Military Credits

Credits earned while serving your country are documented by the military, so don't forget to have your military transcript sent to see if it can help you complete your degree faster. Our transfer credit office will review all military transcripts.

Steps to Transfer Undergraduate Credits
  • 1
    Submit an application to the degree program of your choice. If you have questions about the application process or selecting a program, our staff is here to help you every step of the way. You can email us at or call 978-934-2474.
  • 2

    Submit official transcripts from all of your past colleges or universities — we don't want you to miss out on any chance you may have to speed up your degree progress. Official transcripts should be sent to:

    GPS Admissions, 839 Merrimack Street, Lowell, MA 01854

    Or if being sent via electronic transcript sharing, email to:
  • 3
    A member of our admissions team will reach out to you if we need any additional documents for your application. Otherwise, your application will be reviewed and we'll be in touch within three business days.
  • 4
    Welcome to the River Hawk family! Your dedicated admissions team member will give you a call to congratulate you on your acceptance and work with you to make your first semester at UMass Lowell a success. From there, your academic advisor will take over and continue to support you in your academic goals.

Transfer Policies

  • College credits must have been earned at a regionally accredited college or university to be eligible for transfer
  • Transfer up to 90 credits toward your bachelor's degree from a four-year institution
  • Transfer up to 60 credits toward your bachelor's degree from a community college or two-year institution. However, you may file a petition with your advisor and seek approval from your Department Chair to transfer up to 75 credits.
  • Up to 36 credits can be transferred towards the progress of your associate's degree
  • A grade of C- or higher is required for a course to be evaluated for transfer eligibility
  • At least 30 credits must be completed at UMass Lowell — online or in person — in order for you to receive your bachelor's degree from UMass Lowell
  • A maximum total of 12 graduate credits earned with a grade of B or better taken at another accredited institution may be transferred to a master's degree program (see individual programs for further restrictions, if any). A maximum of 24 credits with a grade of B or better may be transferred to a doctoral program.