An adult student with family

Financial Aid

Making High-Quality Education Highly Affordable

Complete the FAFSA
UMass Lowell's School Code: 002161
As a UMass Lowell student, you'll benefit from a return on investment that is among the highest in New England for public institutions. That's because our online tuition rates are among the lowest in the country, and on-campus tuition for GPS programs is about half the cost of private colleges in the area. Plus, you can take advantage of financial aid opportunities to make your education even more affordable, including:

Average Annual Scholarship and Grant Aid Available

Undergraduate Students $1,005,000
Graduate Students $500,000

How to Apply for Financial Aid

To qualify for free aid (grants and scholarships) or borrow money to pay for college (student loans), you must complete the Free Application for Federal Student Aid (FAFSA) form.

While grants and scholarships may only be applied toward the cost of tuition, federal financial assistance can be used to cover a wide array of costs while you are in school, including:

  • Tuition and fees
  • Print and digital textbooks
  • Lab and technology costs
  • Living expenses

Frequently Asked Questions

Most students are eligible for some form of financial aid. You must be admitted into an eligible program and registered for at least two courses. Additionally, you must be a U.S. citizen, permanent resident or eligible non-citizen and have a social security number. Please see Eligibility Requirements for more information.
To qualify for financial aid, you must complete the FASFA. Please see Applying for Financial Aid for more information.
Admitted and enrolled undergraduate students are eligible for scholarships through our division for summer courses. Please see Summer Aid Frequently Asked Questions for more information about summer financial aid.
When you apply to a graduate program at UMass Lowell, you will automatically be considered for assistantships and fellowships. Graduate students may apply for Federal Student Loans and student employment opportunities.

Important Information for Anyone Receiving Financial Aid

You will be notified of your financial aid award via the Financial Aid Award Letter. Your initial award is based on part-time enrollment (6–8 credits). If your enrollment is other than part-time, you should notify our office. Revisions to your financial aid awards will be made at the end of the add/drop period.