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Bachelor of Science in Information Technology - Second Degree

Looking to change your career and gain new knowledge? This 10-course online program is perfect for those with a degree in a different area who would like to earn a degree in Information Technology without having to repeat a lot of courses.

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Earn a 2nd Bachelors in IT

Interested in changing careers? If you already have a Bachelor's Degree and would like to pursue a second degree in Information Technology, UMass Lowell has a special program for you. Students can pursue a Second Bachelor's in IT by taking 10 additional IT courses in designated areas.

Download the course completion worksheet (PDF file format - 487kb) for this program. Please note: This is for informational purposes only; another worksheet should be completed by the IT program coordinator. Please contact our Student Support Center at (800) 480-3190 and press 1 for advising.

Note: Many of the IT electives were previously offered under the department code 92. Please note the course number taken with its equivalent course code, on the course completion worksheet.

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Curriculum Outline

- 9-10 Courses / 30cr
- Note: Students may not use INFO.2020 MS Office as an elective in this program. All courses taken should be at the INFO.2100 level or above.

Elective .2100 level & above INFO.---- courses (5 Courses / 15cr)

  • INFO.---- Information Technology Elective - 3cr.
  • INFO.---- Information Technology Elective - 3cr.
  • INFO.---- Information Technology Elective - 3cr.
  • INFO.---- Information Technology Elective - 3cr.
  • INFO.---- Information Technology Elective - 3cr.

Elective .3000/4000 level INFO.---- courses (3 Courses / 9cr)

  • INFO.---- Information Technology Elective - 3cr.
  • INFO.---- Information Technology Elective - 3cr.
  • INFO.---- Information Technology Elective - 3cr.

Final Courses (1-2 Courses / 6cr)

Information Technology Example Electives

Note: This is a partial list of approved INFO.xxxx courses that may be used towards the Information Technology Electives requirement. Call our Student Support Specialists for advising at 1-800-480-3190 or email us at Continuing_Education@uml.edu if you have questions about using INFO.xxxx courses not listed here as IT electives.

** Note: Students cannot get credit for both INFO.2670 and the INFO.2110/INFO.2120 sequence; INFO.2120 can be counted as an Information Technology Elective if INFO.2110 is also taken.

Undergraduate Degree Requirements

All bachelor's degree candidates are required to earn a minimum 2.00 cumulative grade point average (GPA), to present a minimum of 120 semester hours, to fulfill the residency requirements, to conform to the general regulations and requirements of the University, to satisfy the regulations and academic standards of the colleges which exercise jurisdiction over the degrees for which they are matriculating, to satisfy the curriculum requirements established by the departments or programs in their major, and to complete the University's Core Curriculum requirements, which are listed within the program's curriculum outline. For additional information regarding the University's general policies and procedures, transfer credit information and residency requirements; please refer to our Academic Policies & Procedures.

The Benefits of Learning Online with UMass Lowell

UMass Lowell has built a solid reputation by offering one of the largest selections of online programs available through a traditional university. Courses are taught by full-time faculty who are experts in their fields, and by adjunct faculty who, as practicing professionals, bring real-world experience to online class discussions.

We are committed to providing you with high-quality, affordable online programs that make earning your degree or certificate more convenient than ever before. Our students have access to online course technical support 24x7, and our academic advisors are here to help every step of the way.

Course Descriptions

View the comprehensive list of INFO.---- courses available this semester.

Offers an introduction to the processing of information by computer. Computer logic, memory, input/output processing, and programming in the 'C' language. Students may not receive credit for both the INFO.2110/INFO.2120 sequence and INFO.2670. 3 credit(s). Prerequisite: No previous programming experience required. 3 credits. Students may not receive credit for both the 90.211/90.212 sequence and 90.267
This course qualifies for free MSDNA software!
Prerequisites:

No previous programming experience required

Serves as a continuation of INFO.2110. Additional topics will include pointers, dynamic memory allocation, file handling techniques and libraries. Students may not receive credit for both the INFO.2110/INFO.2120 sequence and INFO.2670. 3 credits. Students may not receive credit for both the 90.211/90.212 sequence and 90.267. This course qualifies for free MSDNA software
Prerequisites:

INFO.2110

This course will focus on developing Windows-based programs using the Visual Basic programming environment. Topics covered will include the use of text boxes, labels, scroll bars, menus, buttons, and the Windows applications. Students should be familiar with the Windows environment and with at least one programming language prior to taking this course. 3 credits.
This course qualifies for free MSDNA software!

This course has been designed for those who already are familiar with the fundamentals of Visual Basic programming and are interested in advanced application developments. The following main areas are proposed to be covered: Use of professional controls, Using system objects and creating own objects, Programming with API and extending applications with API, MCI control and Multimedia programming, Building ActiveX components and creating/using DLL's, Introduction to programming with MAPI, TAPI, and Data Communications, Using Data Access Objects and generating Database applications for client server, Introduction to VB scripting and Internet programming, and Application Distributions - creating help files and application distribution using setup/install. 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

INFO.2200

Introduces students to various topics in Information Technology to provide an overview of what is available and used in the technology world today. Topics include Functional, Object Oriented, and Scripting languages (C, C++/Java, C#, Perl/Python, Shell), Database Management Technologies, (SQL, Oracle, MySQL), Web Server deployment options (UNIX, LINUX, Apache, ASP.net) and Web Site Design and Development (JavaScript, AJAX, XML, HTML). Students should have a working knowledge of at least one high-level programming language. 3 credits.
Prerequisites:

Working knowledge of at least one higher level programming language; requires ANSI C/C++ standard compiler

Provides participants with an overview of multimedia and its professional applications in training, education, marketing, and entertainment. Scanning images, digitizing video and audio, and exploring the design and production of interactive multimedia are the focus of this class. Includes technical/hardware considerations and production procedures pertinent to interactive multimedia. 3 credits.

The focus of this class is on the basic components of shape, color, texture, typography, and images as they are applied to multimedia and web interface design. Other topics covered include scanning, image editing, resolution and color palettes. Students will work on projects that integrate elements such as buttons, navigation bars, and background images to communicate creative visual information. Photoshop will be used. 3 credits. Formerly Graphics for Multimedia
Prerequisites:

INFO.2300

This course will focus on introductory desktop video production techniques. Using desktop editing software, students will complete projects including photo montages, interview sequences, storyboarding, pre-production planning and a five minute final project. Some experience with PhotoShop or similar software and access to a digital still camera or scanner is helpful for success in this course. Prerequisite: 90.230 3 credits.
Prerequisites:

INFO.2300, familiarity with FTP software helpful

This course focuses on the design, development, and implementation of websites using available visual development tools. Each participant will design, build, and maintain their own websites. Topics covered include: basic navigational structure; page layout incorporating tables and frames; graphical design and placement; image maps; streaming audio and video; and basic website administration. 3 credits. Requires Adobe Dreamweaver software.
Prerequisites:

INFO.2910

It is almost impossible to think about creating any sort of modern web site or application without the use of databases and at least a cursory knowledge of how they work. Almost everything online uses a database at some level whether it is an ultra-complex system such as Facebook or Amazon.com, a prepackaged tool such as Drupal or Wordpress, or a relatively simple site which requires a log on to gain access to some content. This course is designed to provide a straightforward but comprehensive overview of what these systems are, how they work, and how they can be incorporated into your projects. 3 credits.

Today, e-commerce has become the platform for media and new, unique services and capabilities driven by Internet technology, including developments in security and payment systems, marketing strategies and advertising, financial applications, media distribution, business-to-business trade, and retail e-commerce. This course provides an in-depth overview of the challenges and realities behind the planning, creation and maintenance of online businesses. While this curriculum doesn't include creating an online business directly, each student will learn what options are available to entrepreneurs looking to start a business online and what challenges and pitfalls may await. Students will learn about the mobile digital platform, the emergence of cloud computing, new open source software tools. 3 credits.

Introduces students to the techniques of programming in C. The language syntax, semantics, its applications, and the portable library are covered. This course is not an introductory course in programming. However, it will teach some of the basics in the first few weeks. Students should have a working knowledge of at least one high-level programming language. Students may not receive credit for both the INFO.2110/INFO.2120 sequence and INFO.2670. 3 credits. Students may not receive credit for both the INFO.2110/INFO.2120 sequence and INFO.2670
This course qualifies for free MSDNA software!
Prerequisites:

Previous programming experience

This course will cover the C++ language and show the student how to use the language. We will cover class construction, operator overloading, virtual functions, templates, and introduce the student to the IO streams. Inheritance and its use in creating extendible libraries will be presented. Object-oriented concepts will be presented in the context of the C++ language and its support for object-oriented programming. 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

P: INFO.2670 or INFO.2120; requires C++ compiler software

This course introduces students to Windows programming. Students learn how to create a Windows application using both native and managed code. Native programming which allows us to create fast applications and managed code which is core of the .NET is compared and contrasted throughout the course. Course topics and hands-on exercises will cover: creating variety of windows, internet programming, creating Web services, using and creating databases and database programming and database connectivity, multi-threaded programming, dynamic link libraries (dlls). Course will discuss interoperability with other languages (C# and VB) and with other software. 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

INFO.2680

In this course, we will explore the C# language paradigm. Our goal will be to understand the basic language syntax from its type system to its class structure. We will begin with topics on Classes, interfaces, methods, enumeration's, and access modifiers. Once we have mastered the fundamentals, we will extend our knowledge in areas such as the use of delegates, events, lambda expressions and exception handling. 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

INFO.2680 or INFO.3010

This course explores many aspects of The Internet of Things (IoT), including foundations, architectures, components, applications, and challenges. Students will learn about the advantages of IoT, Fog Computing, and the use of Al and Blockchain Technologies in IoT. The future of IoT will be examined. Real-world examples and cases, such as smart homes, smart cars, and smart cities will be discussed. 3 credits.

This course is designed to teach you how to code cutting-edge web pages using the new HTML5 tags; We will introduce you to HTML5 web forms, and explain how to use them; We'll discover how to add multimedia content and how to use the Canvas element to draw shapes complete with fills, color strokes, gradients, and more; You'll learn how to combine the powerful styling and animation capabilities of CCS3 to enhance your web pages, and work with the technologies of HTML5 to make building web applications easier than ever. 3 credits.

This course introduces students to object oriented programming with Java(TM). Basic concepts are introduced early, with a strong focus on classes. Additional topics include event driven (Windows) programming and object-oriented design. Note that this is not an introductory course to programming - Students are expected to have a working knowledge of a least one high-level programming and/or scripting language (or equivalent experience) and basic familiarity with programming (using a text editor, etc). However, it will teach some basic programming concepts during the first few weeks. Previous programming experience required. Requires the Sun Java(TM) Development Kit. 3 credits.
Prerequisites:

Previous programming experience required; requires J2SE Development Kit (JDK) 6.0 or higher

The JAVA (TM) programming language is now being used to write distributed Internet applications. Unlike traditional languages, the JAVA (TM) language was designed to be used on a network. Thus, it contains features needed to build efficient distributed applications that employ Internet resources. Those who intend to design World Wide Web information systems that fully utilize the Internet must have a working knowledge of this vital technology. This course allows students to explore features that set JAVA (TM) apart from traditional programming languages; obtain an overview of object-oriented design as it applies to JAVA (TM); learn about the fundamental constructs of the JAVA (TM) programming language; and write, compile, and include simple JAVA (TM) Applets within the content of HTML documents. 3 credits.
Prerequisites:

INFO.2970 or INFO.2680; requires Sun Java Dev. Kit

An introductory course designed for the student who has mastered HTML and would like to add interactivity to his or her web sites. Topics covered include basic JavaScript programming, creating interactive forms, using frames and cookies, working with graphics and multimedia. Students will incorporate various JavaScript programs to their existing website. 3 credits.
Prerequisites:

INFO.2910 or knowledge of HTML

Java is one of the mostly widely used languages for all kinds of software development. It continues to play a dominant role in Internet application development. It is well suited for developing applications for the enterprise, and in particular, client server solutions such as web applications. This course will cover the advanced aspects of the Java programming language which are required for successful development of sophisticated applications. Topics covered in this class include: effective use of the Java language, annotations, database connectivity (JDBC) and relational mapping, XML processing (JAXB), generics, multithreading, network programming, Java Server Pages (JSP) and servlets, Design Pattern, and building and testing Java programs. Java 8 features will be introduced. 3 credits.

The goal of this course is to provide an in-depth introduction to the Python programming language followed by an introduction to both the Perl and PHP. All of these languages share common functionality and are tools commonly used to solve similar problems, but each embodies a different philosophy and approach to solving those problems. After a thorough grounding in the language's basics, we'll explore their similarities, and, more importantly, their differences. By the end of the course, its' hoped, you'll have a good idea which of these tools is right for you and the kind of applications you wish to develop with them. 3 credits.

XML (eXtensible Markup Language) picks up where HTML leaves off. If you've studied HTML, you've learned the Web's formatting language. To structure content on the Web, you will need to learn XML. In this introductory course, you will learn basics of XML and the DTD (Document Type Definition), XSL (the style sheet for XML), and CDF (Channel Definition Format) commonly used in push technology. 3 credits.
Prerequisites:

INFO.2910

In this advanced programming course students will use Java to take a deep dive into the trickier and more subtle aspects of computer programming. This course builds upon the principles and concepts learned in previous computer programming courses allowing students to hone their programming skills while being introduced to professional software development best practices and current trends in software development methodologies, such as Agile. Using a test driven approach some topics to be explored include unit testing, object oriented software design patterns, testing design patterns, iterative development and how to write robust error handling code. The class focus will be on learning the lessons in what is considered to be the most important Java book written - Effective Java Programming by Joshua Bloch. Aspects of Agile including XP programming, as described in Extreme programming explained by Kent Beck, will be explored and the class will draw on lessons form Kent Beck's book: Test Driven Development as well as additional reading material Students will reinforce the skills learned through a series of short programming assignments with the goal of each being the illumination of a particular concept or best practice, combined with selected readings. A robust online discussion and debate about these topics will be encouraged. After successful completion of this course the student will know how to better design and structure code so that it works better, is easier to maintain, and can be more easily understood by others. 3 credits.
Prerequisites:

90.301 Pre-req

Addresses manipulating and maintaining files within the UNIX file system; creating and editing text files using the vi and ed editors; using pipes, redirection, and filters; using advanced text processing utilities; using electronic mail; writing and debugging shell scripts; submitting and executing processes. 3 credits.

Teaches the students the techniques of programming in the high-level programming language of the Bourne, Korn, and BASH Shells. The course covers the building blocks necessary to create portable shell scripts that can be used as new utilities for computers running either UNIX, Linux, or the Cygwin environment on Windows. 3 credits.
Prerequisites:

INFO.3110, and INFO.2670 or INFO.2120

Focuses on the fundamentals of UNIX kernel architectures. Topics covered in this course are: the file system, process creation, signals, process scheduling, context switching, memory management, virtual memory device driver basics and the I/O subsystem, system boot, the init process. 3 credits.
Prerequisites:

INFO.3120.

Course addresses management of the Linux file system and utilities; file editing; file permissions; pipes, redirection, and filters; text handling utilities; mail facility; BASH shell, variables, and basic scripts; process management; and shell programming basics. Course content mirrors 90.311 but focuses on usage of Linux as an alternative UNIX-based operating system. Students will be exposed to Linux principles through hands-on labwork utilizing a Linux server. 3 credits.

The course will start by exploring the booting and setting up stand-alone system. Students will learn how to set up and manage user accounts, how to manage other resources such as disk space, CPU usage and user access to shared resources with maximization of security in mind. Since virtually all systems are networked today we will proceed to learn about e-mail (POP and SMTP protocols), Web servers and networking services. The course will present the following Internet services: DNS, FTP, telnet, HTTP (Apache Web Server), SSH. The intranet topics will be discussed including Network File System (NFS), Network Information Services (NIS) and interoperability with Windows system via Samba. At the conclusion of the course students will explore topics in networking: network configuration, security and interoperability. 3 credits.
Prerequisites:

Shell Scripting experience; required software with tex

Focused on the delivery of digital media, this course will explore digital media formats, file types, hardware and transmission methods. Students will gain an understanding of current delivery systems, the growth of the industry, and emerging technology and trends. Each student will examine the theory behind digital content, how it is delivered via the internet and in local environments, and what are the inhibiting factors to integrating digital content within web pages. Students will be responsible for several digital media projects. 3 credits.
Prerequisites:

Students should have a basic understanding of HTML and FTP. There are no required software or books for the course, all of the applications are available through free downloads. Note: basic internet headset/microphone is required.

This course introduces students to the fundamental concepts of data structures such as stacks, queues, linear and linked lists, trees, graphs, hashing, etc., using the C programming language. Algorithms for manipulating these structures, such as sorting and searching techniques, will also be covered. 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

INFO.2670 or INFO.2120, and INFO.3640

Intended as a practical problem-solving course, to give students further exposure to the topics covered in 90.267 and to provide the tools needed for software development. The course emphasizes these aspects of the programming problem-solving process: problem specification and organization; algorithms, coding, debugging; the elements of good programming style; and the means of producing a high-quality finished product. Programming examples are chosen to span a wide range of both numeric and nonnumeric applications. 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

INFO.2120 or INFO.2670; requires Ansi C/C++ compiler software

This course will present an overview of the issues related to information security from a computer and computer network perspective. We will cover the threats to the information security infrastructure with a focus on the detection and prevention of them. We will discuss protection of PCs, servers, associated computer services (e.g. network, browsers) and data (e.g. file systems, email) through a "defense in depth" or "layered" approach. We will review major software packages, hardware devices, accepted technical and administrative practices that contribute to information security. The vulnerabilities and hardening of major operating systems such as Linux and Microsoft Windows will be discussed. The material is technical in nature however no systems administration or software development experience is assumed. Solid familiarity with the use of the Internet and computers is required and some knowledge of TCP/IP would be helpful. 3 credits.
Prerequisites:

INFO.1600 and INFO.2020, or equivalent

This course explores the theory, mechanisms, and implementation of security in computer networks. Our goal is to provide an introduction to mathematical encryption and security protocols, and how these are applied to the infrastructure of IP (Internet Protocol) Networks. We will cover classical ciphers and cryptographic methods such as DES, 3DES, Feistel, AES, RC5, and Modern Public Key cryptography (e.g.RSA, Diffie-Hellman, ECC) and PKI ( Public Key Infrastructure). The second half of the course will introduce the principles and implementation of Kerberos, SSL/TLS (Secured Socket Layer, Transport Layer Security) IPSEC (IP Security) and Access Control. The mathematics required will be introduced in class. 3 credits.
Prerequisites:

Prerequisite 1: INFO.4620 TCP/IP & Network Architecture or related experience, and Prerequisite 2: INFO.3190 Introduction to Linux or INFO.3110 Introduction to the Linux/Unix Operating System, or related experience. Check prerequisites in all prerequisite courses.

This course is an introduction to the major issues surrounding the use of computers in our society, with a special focus on fields related to computer science and information technology management. The course will cover an analysis of major trends in emerging computer technology and their potential effects on work, leisure, government, and human relations. Students will examine the assumptions which underlie our culture's relation to technology and the relation between their own ethics and the values and ethics implicit in our uses of technology and information. 3 credits. VC

This course discusses basic data communication concepts; digital and analog signaling; media and cabling systems; the OSI reference model; Physical and Data Link layer; LAN standards; Ethernet, Token Ring, FDDI, Switched technologies, emerging LAN standards; Bridges and Routers; and Network operating systems. 3 credits.
Prerequisites:

INFO.2670 or previous programming Experience

This course is study of the TCP/IP and Network Architecture. We will focus on the concepts and fundamental principles that have contributed to the modern networks design and implementation using TCP/IP. Topics to be addressed in this course are IP, ARP, RARP, and ICMP protocols; IP routing; TCP protocol; Telenet, FTP, SMTP; TCP/IP next-generation; OSI network protocols and standards; Client/Server networking and applications. 3 credits.
Prerequisites:

INFO.4610

This course will provide you with a general understanding of the theoretical and practical aspects of network management. We will be covering the basics of network management and associated standards while also taking a look at some of the more recent technologies. We'll also augment the textbook readings with recent articles and papers that will pull real-world examples of how network management is used to help manage the ever increasing complexity of networks that we are so reliant on. 3 credits.

Introduces database directives, design elements of databases, architectures, and commercial databases. Students will participate in design of a large-scale database application and administration of this database. Prerequisite; 90.267 3 credits.
This course qualifies for free MSDNA software!
Prerequisites:

INFO.2670

This course serves as an introduction to Management Information Systems (MIS), emphasizing information needs at various management levels, including problem finding as well as problem solving. The course highlights the use of real time, distributed data processing, decision support and expert systems in the decision-making process of today's business. The student will understand how the use of different hardware and software can answer a wide range of 'what if' questions, crucial in today's planning function. 3 credits.
Prerequisites:

Junior status

Serves as a continuation of INFO.4770, stressing the systems approach of MIS, focusing on methodologies used and the control over MIS as it relates to other business areas. Case studies are used to unify preceding topics as they relate to corporate planning, marketing, manufacturing, accounting, finance and personnel subsystems. 3 credits.
Prerequisites:

INFO.4770

This course looks at information systems from the perspective of corporate management, rather than at a technical or programming level. It emphasizes how managers can successfully understand and use information systems in order to better realize company objectives, such as the revenue maximization, cost reduction, customer satisfaction, etc. 6 credits.
Prerequisites:

Junior status, can be used to replace the sequence of INFO.4770 and INFO.4780

Tuition & Fees

At UMass Lowell, we believe that students should have as much information as possible up front so they can make informed decisions before enrolling in a degree program or signing up for a course.

Tuition for UMass Lowell Online & Continuing Education students is the same for both in-state and out-of-state students. Tuition is priced per credit. To calculate the tuition for a course, simply multiply the per-credit tuition by the total number of credits per course. Exception: If the total number of course contact hours is greater than the total number of credits, the per-credit tuition is instead multiplied by the total number of contact hours.

Spring 2020 Tuition

 Per Credit / Contact Hour
Undergraduate Face-to-Face Courses and Audit $340.00
Undergraduate Online Courses and Audit (except Manning School of Business* Undergraduate Online Courses and Audit) $380.00
Manning School of Business* Undergraduate Online Courses and Audit $385.00
Registration includes access to parking after 3 pm and access to Blackboard.

*Applies to courses with the following prefixes: ACCT, BUSI, ENTR, FINA, MGMT, MKTG, MIST, POMS offered through the Manning School of Business
**Applies to courses with the following prefixes: CHEN, CIVE, EECE, MECH, PLAS offered through the Francis College of Engineering

Additional Fees
Registration Fee per Term (nonrefundable) $30.00
Late Fee for Nonpayment $50.00
Fee for Undergraduate Degree Application $60.00

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Current students can register using SiS Self-Service. New students who have not already applied and been accepted to a program must use the Non-Degree Registration Form.

You can take courses without being officially enrolled in a certificate or degree program, but you must meet course prerequisites. Registrations are accepted on a first-come, first-served basis. Class size is limited. We recommend that you register early to reserve your place in class.

For more information, please visit our Registration Page.

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Register with Non-Degree Reg. Form

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Register with SIS Self-Service

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Email our Advising Center for assistance, or call 800-480-3190 to speak with an advisor.

Please Note: While every effort has been made to ensure the accuracy of the information presented within this website, the Division of Graduate, Online & Professional Studies reserves the right to implement new rules and regulations and to make changes of any nature in its program, calendar, locations, tuition and fees. Whenever possible, appropriate notice of such changes will be given before they become effective. In registering for courses, each student assumes full responsibility for knowledge of and compliance with the definitions, regulations, and procedures for the University as set forth in our Academic Policies & Procedures and on the main UMass Lowell website.

Applying into an Undergraduate Degree Program

Complete the Online Undergraduate Degree Application Form (preferred), or print, complete and submit the Undergraduate Degree Application .pdf form. Please note: Your application will be processed once we have received your $60 application fee. Return your completed application along with your application fee to:

University of Massachusetts Lowell
Division of Graduate, Online & Professional Studies
GPS Admissions - Southwick Hall, Rm 203
1 University Avenue
Lowell, MA, 01854

Questions? See our helpful Step-by-Step Guide to the Application Process.

Admission Requirements

To be considered for acceptance into a bachelor's degree program offered through the Division of Graduate, Online & Professional Studies, students must hold a high school diploma or have passed either the GED® or HiSET®. Graduate, Online & Professional Studies operates on a rolling admissions basis and each application is reviewed when the student's file is complete. Students must be admitted to a degree or certificate program in order to be eligible for most financial aid.

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